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Why Policy Bazar Got a ₹5 Crore Penalty from IRDAI?
Absolutely, Sandeep! Here's a crisp and engaging English version of your YouTube video description for the topic:

india’s leading insurance aggregator, Policybazaar, has been slapped with a ₹5 crore penalty by IRDAI—but why? In this video, we break down the full story behind this major regulatory action.

🔍 What You’ll Discover:
The 11 violations identified by IRDAI
How misleading ads and biased product rankings misled consumers
Delays in premium remittance and irregularities in group policy handling
Why this penalty could be a wake-up call for the entire insurance industry

📜 Key Issues Highlighted by IRDAI:
Promoting “Top Plans” without proper disclosure
Misleading advertisements that confused buyers
Failure to transfer premiums within the mandated 24-hour window
Directors holding positions in other companies without approval

🎯 Who Should Watch This:
Insurance buyers, agents, and anyone who wants to understand how regulatory actions protect consumer rights and ensure ethical practices in the insurance sector.

📢 Don’t Miss Out:
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