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A foggy road, a stolen car, and an IPS officer who refused to look away from a pattern. This is the real story of how Sambhal’s ₹100–500 crore insurance mafia was exposed. From “messiah” agents preying on desperate families to murders staged for claim money, we trace how death itself was turned into a business model, and what this means for anyone buying life or health insurance in India today.

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SOURCES:

The Print
How gang busted by Sambhal cops duped terminally ill, kin of recently deceased to tune of Rs 30 cr; 04 Feb 2025

Times of India
Gang kills 2 for over Rs 3cr insurance claim, 7 held; 10 May 2025
Insuring the dying & dead: Multi-crore scam running for 7 years across 8 states uncovered; 07 Feb 2025

Hindustan Times
Insurance scam busted: 2 murdered, ₹3.5Cr claimed, 7 held in Sambhal; 10 May 2025

Economic Times
Insurance mafia turned death into business; 800-page chargesheet filed in scam worth hundreds of crores; 19 Apr 2025

Indian Express
Multi-state insurance fraud: Sambhal Police files chargesheet against 11 accused; 17 Apr 2025

India Today
Insurance fraud | Policies of deception; 11 Sep 2025