Скачать или смотреть The 12 Month Homebuyer Prep Plan (Even If You’re “Not Ready”)

🏠 Ready to talk? Book a free call: https://lenderconnorwebb.com

If you're 6-12 months away from buying a home, this video gives you the exact month-by-month roadmap to follow, so you're not scrambling at the last minute.

Most buyers wait until they "feel ready," then try to figure everything out in 30 days. That's how people end up stressed, surprised by their credit score, and watching the home they wanted go to someone else.

The buyers who win? They start 12 months out. And they follow a plan.

In this video, I break down the complete preparation timeline (with time stamps):

0:39 - Months 1-3: Credit and Cash Foundation
How to pull your credit report (free)
The two factors that move your score fastest
How much you actually need for down payment, closing costs, and reserves

2:39 - Months 4-6: Documents and Lender Shopping
The exact documents every lender will ask for
How to organize everything in advance
What to ask when comparing lenders

3:42 - Months 7-9: Neighborhoods and Payments
How to research areas like a pro
Understanding your true monthly cost (PITI)
The "practice payment" strategy that builds savings and confidence

5:12 - Months 10-12: Lock and Shop
Pre-qualified vs. pre-approved (the difference matters)
Rate lock strategies in a volatile market
How to shop with intention, not just scroll Zillow

I also cover what to do when plans change - because life happens - and share Clark County seasonal market patterns so you can time your purchase strategically.


📲 Connect with me:
→ Instagram: @lenderconnorwebb

---------------------------------------------------------------------------------------------------------------------------------------
Hey, I'm Connor Webb, a mortgage loan officer based in Ridgefield, WA. I help people buy homes across Washington, Oregon, California, Idaho, and Arizona.

My focus is on the borrowers traditional lenders overlook: self-employed business owners, first-time buyers overwhelmed by the process, veterans who deserve better than confusing VA loan advice, and Portlanders ready to keep more of their paycheck in Washington.

If your situation is "complicated" - that's exactly what I'm good at.

This channel is where I break down mortgages, homebuying strategies, and local market insights in plain English. No jargon. No pressure. Just real information to help you make confident decisions.

→ Schedule a call: https://lenderconnorwebb.com

Connor Webb | Senior Mortgage Advisor | NMLS: 1529504
https://nmlsconsumeraccess.org

This is not a commitment to lend - Envoy Mortgage Ltd. 6666 (www.nmlsconsumeraccess.org)

952 Echo Lane, Suite 190 Houston, TX, 77024, 877-232-2461 - www.envoymortgage.com | |

Other authorized trade names: Envoy Mortgage LP; Envoy Mortgage of Wisconsin; Envoy Mortgage, A Limited Partnership; Envoy Mortgage, L.P.; Envoy Mortgage, Limited Partnership; Envoy Mortgage, LP; Envoy Mortgage, LTD Limited Partnership; ENVOY MORTGAGE, LTD, LP (USED IN VA BY: ENVOY MORTGAGE, LTD); Envoy Mortgage, LTD. (LP)

#mortgagerates2026 #mortgagetips