Скачать или смотреть Can You Really Get a Mortgage With a 500 Credit Score?

Can you get approved for an FHA mortgage with a low credit score? 🤔
This video explains how it’s possible to qualify for an FHA home loan with a credit score as low as 500, while debunking one of the biggest myths in mortgage lending. Learn the real FHA loan requirements, what lenders actually look for, and how manual underwriting works when your score is below 580.

In this episode, Ron Pero — The Loan Professor — breaks down everything you need to know about getting approved for an FHA loan with less-than-perfect credit:
✅ What FHA loans are and why they’re more flexible than conventional loans
✅ The difference between 580+ and 500–579 credit score requirements
✅ How lender overlays can make qualifying harder — and where to find lenders that go lower
✅ How to boost your score fast to get better terms or a lower down payment

00:00 – Can you really qualify with a 500 score?
00:44 – What makes FHA loans unique
02:19 – Down payment: 3.5% vs. 10%
03:10 – Why most lenders say 580
03:23 – Manual underwriting explained
03:40 – Finding lenders who allow 500 scores
04:56 – Credit repair and fast score improvement
05:25 – Key takeaways

Whether you’ve faced medical bills, divorce, or other setbacks, there’s often still a path to homeownership — you just need the right lender and strategy.

📞 Talk to Ron

Want to see what you qualify for?
📧 [email protected]

📱 (614) 502-6834
🌐 www.theloanprofessor.net