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ICICI LOMBARD ELEVATE plan updated Review 2025
0:00 INTRODUCTION
1:07 Updated Review 2025 elevate
2:25 Unlimited sum assured, infinite care, Power booster, Jumpstart, Restoration
3:58 Day care, Inpatient treatments, Modern treatments. Ambulance Basic cover
4:51 Add ons
8:35 Discounts CIBIL SCORE ETC
9:30 Entry age, Sum assured
9:58 Waiting periods
10: 44 Zone base Premium
11:29 Premiums
The ICI CI Lombard Elevate Plan is a comprehensive health insurance policy that offers extensive coverage, including some unique benefits introduced in 2025.

Key Features of the Elevate Plan (2025 Updates)

1. Infinite Claim Amount– A major highlight of this plan is the "Infinite Care" add-on, which allows policyholders to claim unlimited medical expenses once in their lifetime, even if it exceeds the sum insured. However, this add-on must be purchased within the first two policy years and cannot be reinstated once used or removed during renewal.

2. PED Coverage from Day 30 – With the JumpStart optional cover, pre-existing conditions like diabetes, hypertension, asthma, and coronary artery disease are covered from just 30 days instead of the usual waiting period.

3. Unlimited Restoration of Sum Insured – If the sum insured is exhausted due to a claim, the coverage is restored 100% unlimited times within the policy year, ensuring continuous protection .

4. Inflation Protection – The sum insured increases at each renewal based on the previous year's inflation rate, helping policyholders keep up with rising medical costs.

5. Maternity Benefits – Covers prenatal, postnatal, and delivery expenses, including maternity complications .

6. Chronic Disease Management– Special support for pre-existing conditions like obesity, hypertension, and diabetes, including diet counseling and annual health check-ups.

7. Additional Wellness Benefits
30% Renewal Premium Discount if you earn at least 9,000 wellness points.
Annual Health Check-Up at network providers】.
Teleconsultations with doctors (unlimited access).

8. Personal Accident & Emergency Services
Personal Accident Cover for permanent disability or death.
Home Nursing Allowance for post-hospitalization care.
Domestic Air Ambulance cover for medical emergencies.
Compassionate Visit Coverage for an immediate family member if the insured is hospitalized for more than five days.

9. Faster Waiting Periods – The plan now offers shorter waiting periods for maternity benefits, specific illnesses, and worldwide coverage (some reduced from 2 years to just 1 year).

Who Should Consider This Plan?
The ICI CI Lombard Elevate Plan is ideal for individuals and families looking for comprehensive coverage with no financial limits on medical claims. It is especially beneficial for those with chronic conditions, expecting mothers, and those seeking extensive hospitalization and wellness benefits.

For the latest details, you can refer to the official ICICI Lombard brochure: [ICICI Lombard Elevate Plan Brochure](https://www.icicilombard.com/docs/def....