Better Than FD

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You can invest in T-Bills easily using your Trading Account (Zerodha, Upstox, Groww, ICICI Direct, etc) or by opening up a ‘Retail Direct Scheme Account’ with the Reserve Bank of India (RBI) for free.

Treasury bills are issued at a discount initially and redeemed at par. This means they are redeemed at their nominal value. So, T-bills offer a profit when they are redeemed. However, since they do not pay any interest, they carry zero-coupon rates.

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