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*YouTube Video Title:*
*Car Financing in Pakistan: Key Precautions & Tips for Buyers*

*YouTube Video Description (English):*
In this video by *Sha Cars*, we provide essential guidance for Pakistani consumers seeking auto loans from banks. As car sales and auto financing have seen a significant rise in recent months—mainly due to a drop in interest rates and slight improvements in economic indicators—we explain everything you need to know before financing a vehicle.

Topics covered include:

How to approach banks for car loans in Pakistan
The maximum loan limit (up to PKR 3 million)
The difference between *conventional car leasing* and **Islamic Ijarah**, including ownership rights, rent, and risk transfer
Understanding *fixed vs. variable interest rates*
Hidden costs such as *registration and annual insurance*

If you're planning to finance a car in Pakistan, this video will help you make informed decisions and avoid common pitfalls. Don't forget to like, share, and subscribe for more automotive insights from Sha Cars!