Скачать или смотреть “Why Banks Hold Your Money & How to Avoid It (Regulation CC Explained)

Ever deposited a check and had to wait days for your money?
It’s not random — it’s called a hold, and it’s backed by a federal rule known as Regulation CC.

In this video, I break down:

What Regulation CC actually says
When banks must make your funds available
Which checks qualify for next-day access
What triggers extended holds (like large deposits or new accounts)
Smart strategies to avoid or reduce holds — like verifying checks, using cash, or leveraging account history
The new Reg CC thresholds that went into effect July 1, 2025


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