Fixed Index Annuities: Should I Bonus or No Bonus for My Retirement Plan?

Fixed Index Annuities are a tricky topic, and deciding for or against a bonus can be even trickier for your retirement planning. Is a bonus better for the long run, or is it better to say no to the bonus and go in a different direction? Well, what about the possible 10% return?! In this video, Troy Sharpe discusses Fixed Index Annuities, their bonuses, common sales pitches, and their impact on your retirement planning.

01:05 The FIA and Salesmen
01:25 Why We Do What We Do
02:00 Common Annuity Questions
03:10 The Benefits of the Fixed Index Annuity
03:40 FIAs are NOT a Replacement!
05:36 When The Market Goes Down
06:25 The Popular Sales Pitch
07:55 Bonus Vs No Bonus
09:15 Performance of The Market
10:46 What Do You Think? Comment Below!
13:02 New Money Method
14:00 Sofr Rate Curve
15:19 I’d Go for No Bonus
16:55 Have a Plan!
20:53 Reach out To Us
21:24 7-10 Year Gov Treasury
23:00 Don’t be a Doctor
24:15 Do the Math!
24:30 Simple Way to Do the Math
24:57 Exit Fee Schedules
25:56 Current Interest Rate Environment
27:04 Watch the Basics of FIAs!

Do you need a Retirement Success Plan that goes beyond allocating funds to truly fit your needs? We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or fill out this form for a free consultation:
https://click2retire.com/fiabonusorno...

Disclaimer:
This video discusses fixed-income investing and utilizes the 10-year U.S. treasury as a general representative fixed-income investment. Conclusions reached, opinions stated, and downside risks and potential returns presented should not be construed as applying to other types of bonds or fixed-income assets. Other types of fixed-income products carry different levels of risk and return potential and should be evaluated as an element of a diversified portfolio with your specific risk tolerance, investment objectives, and timeline in mind. Nothing in this video is investment advice, an investment recommendation, or an offer to buy or sell any security. Investing involves risk.

#retirementplanning #socialsecurity #annuities #retirementincome #fixedindexannuities #annuityinvestment #annuity #retirementscenarios #retirementincomeplanning #retirement