Retirement Investing: Biggest Misconceptions of Fixed Index Annuities Clarified by CFP® Professional

Fixed Index Annuities: Hard to understand, 10 pages long and written by attorneys? Stacked in the favor of Insurance Companies? Not as secure as CDs or mutual funds? Gains capped at 4-6% per year? Surely you’ve heard these claims, but are they true or something worth considering?

Retirement specialist, Troy Sharpe CFP®, CPWA®, CTS®, breaks down comments from one of our videos that contain some of the biggest objections we often hear about annuities. Watch and learn as he clarifies why these products are truly something worth considering when planning your retirement investments.

🏃🏻 Jump right in:
00:04 Guaranteed Lifetime Income Benefits for Fixed Index Annuities in Retirement
00:52 Are FIAs a Good Replacement for the Stock Market in Retirement Investing?
02:35 Common Types and Benefits of Annuities
03:42 Avoiding Annuities Because They’re Complicated - Are They Stacked in the Favor of Insurance Companies?
05:29 From Our 15+ Years Fiduciary Experience, The Truth About Annuity Companies and Who We Will Recommend
06:29 What Happens with Annuities if I Pass Away? What is the Driver of the Payout?
08:24 Are CDs a More-Safe Investment?
11:08 Index Annuities vs. Single-Premium Immediate Annuities
11:44 Is it possible for a FIA to have a gain of 21% in Only 1 Year?
13:51 Should I Invest in a Product With Pages of Contracts Written by Lawyers?
15:28 Are There Any Interest-Bearing Investments That Will Guarantee 10% Per Year?
17:02 Why The Fixed Index Innuity With an Income Rider is a Tool Worth Considering for Retirement

#retirementinvesting #CFP #fixedindexannuity

Video mentioned:    • Guaranteed Lifetime Income Benefits f...  

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🍿 Learn the basics of fixed index annuities here:    • Fixed Indexed Annuities  - The Basics  

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Disclaimer:
This video discusses fixed-income investing and utilizes the 10-year U.S. treasury as a general representative fixed-income investment. Conclusions reached, opinions stated, and downside risks and potential returns presented should not be construed as applying to other types of bonds or fixed-income assets. Other types of fixed-income products carry different levels of risk and return potential and should be evaluated as an element of a diversified portfolio with your specific risk tolerance, investment objectives, and timeline in mind. Nothing in this video is investment advice, an investment recommendation, or an offer to buy or sell any security. Investing involves risk.