weather in Shimla Manali in January / snowfall in January? Shimla today weather / Travel insurance?

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is January is good idea to visit Shimla and manali.what is the weather in shimla and manali in January.and also chance of snowfall in January.As the winter breeze comes knocking at our door, there comes a sense of excitement about the winter adventures. Every year many travellers like me seek winter wonderland to play with snow and be a kid for a while. Skiing, Snow fight, Snow Skating or whatever may be your reason for loving snowfall, you have to admit, Winters is probably the best time to travel. So, while you seek snow destinations in India, this winter, I have come prepared with a list of some of the best snow destination in India for a mesmerising white winter experience.
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