Living on $3,700 Income from my Full Time Job | How I Saved 60% Monthly

How I Manage My Money
🛒 2 in 1 Personal Finances Tracker - https://ko-fi.com/s/12b3ae7641
🛒 Annual Budgeting Spreadsheet - https://ko-fi.com/s/e45fe60c1b
🛒 Net Worth Tracker - https://ko-fi.com/s/d99366e5b5
🛒 My $ Foundation (FREE) - https://ko-fi.com/s/878c3211cb

It was only 2 months ago that I left my Full Time Job and this was how I managed my finances without YouTube's income. When planning to reach $100,000 before the age of 30 years old, I was predicting that I'd be able to get there by 29 solely based on my Full Time Job Salary. With the right money habits and mindset, it was possible and it wasn't extreme because I still would be able to enjoy my yearly travels and spend on food which is my weakness. 2022 was the year of aggressive savings to fund my travel during the period I remote worked, hence you see such low expenses.

Where to Optimise your Idle Cash 💵
Syfe Cash+ Guaranteed
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🔗 Sign up here - https://www.syfe.com/invite/demi

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Update
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Investment Platforms I Use
🎋 Moomoo - https://j.moomoo.com/00x8FW
🎋 Syfe Trade - https://www.syfe.com/invite/demi
🎋 Webull - https://a.webull.com.sg/i/DemiZhuang
🎋 StashAway - https://www.stashaway.sg/ref/demizhuang

My Credit Card Combination (for day to day expenses)
MILES
🍣🛒✈️ HSBC Revolution — https://bit.ly/dzhsbcrevolution
✈️ UOB Ladys — https://bit.ly/dzuobladys
🚌 Standard Chartered Smart — https://bit.ly/dzscsmart
💳 Citi Rewards — https://bit.ly/dzcitirewards

✈️ Kris+ App Code — https://bit.ly/dzkrisplus | Key in Code - Z210966
💚 HeyMax — https://bit.ly/dzheymax

CASHBACK
💳 UOB EVOL — https://bit.ly/dzuobevol
🍣🛒✈️ HSBC Revolution — https://bit.ly/dzhsbcrevolution
😉 HSBC Advance — https://bit.ly/dzhsbcadvance

Other Credit Cards I’d Recommend
💳 UOB One — https://bit.ly/dzuobone
💳 UOB Absolute AMEX - https://bit.ly/dzuobabsoluteamex
💳 Citi Cashback+ (1.6%) — https://bit.ly/dzciticashbackplus
💳 Citi Cashback ($800 min spend) — https://bit.ly/dzciticashback
💳 AMEX True Cashback — https://bit.ly/dzamextruecashback

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Connect With Me
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📫 Email — [email protected]
💛 Support — https://ko-fi.com/demizhuang
👋🏼 Instagram — @demiizhuangg
🌐 My Website — https://demizhuang.com

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Books that Changed My Perspective (Life & Money)
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📚 The Pathless Path - https://amzn.to/3vxYqOu
📚 The Psychology of Money - https://amzn.to/3vB4g1p
📚 Die with Zero - https://amzn.to/3ShqkHb

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Disclaimer
Some links above are affiliate link. I earn a little at no cost to you!
Hey guys, I just wanted to mention that with all the videos I've posted to-date it should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡
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TIMESTAMPS:
00:00 - Introduction
00:37 - 2022 Finances (Aggressively Saving for Remote Work & Travel)
06:03 - How I Budget and Plan towards $100,000 by 30
13:09 - Money Mindsets

#financialfreedom #budgeting #demizhuang