7 Tips | How I Reached $100,000 at 27 Years Old

Today I'll share with you 7 practical tips that has helped me reached $100,000 before the age of 30, at 27. No, I do not come from a well to do family, and no, I did not get family inheritance. These were some of the money mindsets I had, bringing me to where I am today. Hopefully it can inspire you to do the same for yourself!

💭 My Annual Budget Tracker — https://ko-fi.com/s/e45fe60c1b
💭 My Net Worth Tracker — https://ko-fi.com/s/d99366e5b5
🎥 My Mini-Retirement Travelling -    • How I took a Mini Retirement in my 20s  
🎥 S&P500 Return on Investment -    • My 6 Months Return on Investment in t...  

If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcome!! 🙂

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How I Manage My Money
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🛒 2 in 1 Personal Finances Tracker - https://ko-fi.com/s/12b3ae7641
🛒 Annual Budgeting Spreadsheet - https://ko-fi.com/s/e45fe60c1b
🛒 Net Worth Tracker - https://ko-fi.com/s/d99366e5b5
🛒 My $ Foundation (FREE) - https://ko-fi.com/s/878c3211cb

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Travel Multi Currency Cards | ranked to my preference
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🌟 REVOLUT ➡️https://bit.ly/3UHBgPZ
🌟 WISE ➡️ Fee free transfer / conversion on first S$900 - https://tinyurl.com/demiwise
🌟 YOUTRIP ➡️ Receive $5 on first top up - https://tinyurl.com/dzyoutrip01
🌟 TRUST BANK ➡️ Receive $35 NTUC Voucher - Referral Code: 69F3T6UM
🌟 INSTAREM ➡️ https://tinyurl.com/demiinstarem - Referral code: KplHNh

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Investment Platforms I Use
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🎋 Moomoo - https://j.moomoo.com/00x8FW
🎋 Syfe Trade - https://www.syfe.com/invite/demi
🎋 Webull - https://a.webull.com.sg/i/DemiZhuang
🎋 StashAway - https://www.stashaway.sg/ref/demizhuang

My Credit Card Combination (for day to day expenses)
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MILES
🍣🛒✈️ HSBC Revolution — https://bit.ly/dzhsbcrevolution
✈️ UOB Ladys — https://bit.ly/dzuobladys
🚌 Standard Chartered Smart — https://bit.ly/dzscsmart
💳 Citi Rewards — https://bit.ly/dzcitirewards

✈️ Kris+ App Code — https://bit.ly/dzkrisplus | Key in Code - Z210966
💚 HeyMax — https://bit.ly/dzheymax

CASHBACK
💳 UOB EVOL — https://bit.ly/dzuobevol
🍣🛒✈️ HSBC Revolution — https://bit.ly/dzhsbcrevolution
😉 HSBC Advance — https://bit.ly/dzhsbcadvance

Other Credit Cards I’d Recommend
💳 UOB One — https://bit.ly/dzuobone
💳 UOB Absolute AMEX - https://bit.ly/dzuobabsoluteamex
💳 Citi Cashback+ (1.6%) — https://bit.ly/dzciticashbackplus
💳 Citi Cashback ($800 min spend) — https://bit.ly/dzciticashback
💳 AMEX True Cashback — https://bit.ly/dzamextruecashback

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Connect With Me
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📫 Email — [email protected]
💛 Support — https://ko-fi.com/demizhuang
👋🏼 Instagram — @demiizhuangg
🌐 My Website — https://demizhuang.com

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Books that Changed My Perspective (Life & Money)
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📚 The Pathless Path - https://amzn.to/3vxYqOu
📚 The Psychology of Money - https://amzn.to/3vB4g1p
📚 Die with Zero - https://amzn.to/3ShqkHb

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🇰🇷 Related Essentials
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📞 Korea E-SIM - https://shope.ee/1LE1IbPRGp
✈️ My Choice for Travel Insurance (easy claim process) - https://tinyurl.com/dzfwdtravelinsurance
🎥 Jeju Airbnb Tour -    • 1 month on Jeju Island  

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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!

TIMESTAMPS:
00:00 - Introduction
00:24 - Start Working as Early as Possible
02:03 - Living with a Balance Mindset
02:58 - Track & Budget your Money
06:47 - Allocate your Money for Interest
08:25 - Start Investing Early
09:42 - Have Multiple Sources of Income
11:08 - Keep your Eyes on the Bigger Goal

#financialfreedom #singaporean