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We are almost 1/6 of the way through 2026 — are you on track with your goals?

This week could bring volatility to mortgage rates, and here’s why:

• Factory Orders
• China Rate Decision
• Case-Shiller Home Price Index
• Consumer Confidence
• 2, 5, and 7-Year Treasury Auctions
• State of the Union Address
• Producer Price Index (PPI)
• Construction Spending

The big report of the week is PPI (Producer Price Index) — the “cousin” to CPI. If producers are paying more, inflation pressure builds. If inflation pressure builds, mortgage rates react.

Current Rates:
• VA: 5.65%
• Conventional: 6%–6.25%

The good news? Rates ended the week exactly where they started. Stability is healthy. Slow downward trends are better than sharp drops and spikes.

We’re watching:
• Treasury auction demand
• Consumer confidence
• Inflation signals
• Global political tensions

If you're buying this year, this is a week to stay informed.

Prayers for peace globally because geopolitics impacts markets whether we like it or not.

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