A Safety First Approach to Retirement Planning and the Problems with the 4% Rule with Dr. Wade Pfau

The 4% rule has become one of the cornerstones of retirement planning. And in many ways that makes sense because investors who have spent 4% of their portfolio annually have historically had a very high chance of making their money last. But with expected returns on both stocks and bonds at historical lows, the 4% rule may not work as well in the future as it has in the past.

This week, we explore this concept and look at a different approach to retirement planning with Dr. Wade Pfau, who is a Professor of Retirement Income at the American College and a principal at McLean Asset Management.

We cover a variety of topics including the safety first approach to retirement, the impact of expected returns on retirement planning and the role that home equity should play in a retirement plan.

We hope you enjoy the discussion.

MORE ABOUT WADE
Retirement Researcher - by Wade Pfau, Ph.D. CFA & McLean Asset Management
https://retirementresearcher.com/

FOLLOW WADE ON TWITTER
Wade Pfau (@WadePfau) / Twitter

SEE LATEST EPISODES
https://www.validea.com/excess-return...

FIND OUT MORE ABOUT VALIDEA
https://www.validea.com

FOLLOW OUR BLOG
https://blog.validea.com

FIND OUT MORE ABOUT VALIDEA CAPITAL
https://www.valideacapital.com

FOLLOW JACK
Twitter:   / practicalquant  
LinkedIn:   / jack-forehand-8015094  

FOLLOW JUSTIN
Twitter:   / jjcarbonneau  
LinkedIn:   / jcarbonneau