Скачать или смотреть How to Buy a Mahindra Thar for ₹20 Lakh | 40/4/25 Rule Explained! 🚗💰

Dreaming of owning the iconic Mahindra Thar? 🚗✨ With the right financial strategy, your dream car can become a reality without causing financial stress. In this video, I’ll explain the 40/4/25 Rule, a smart and simple method to buy your dream car while keeping your finances in check.

What is the 40/4/25 Rule?

✅ 40% Downpayment: For a ₹20 lakh Thar, save ₹8 lakh upfront. This reduces your loan amount and minimizes interest.
✅ 4-Year Loan: Take a ₹12 lakh loan for a maximum of 4 years. A shorter tenure means you’ll pay less in interest. Look for rates below 9%.
✅ 25% Income Rule: Ensure your EMI is no more than 25% of your monthly income. For a ₹12 lakh loan, the EMI would be approximately ₹30,000/month, so your monthly income should be at least ₹1.2 lakh to afford this comfortably.

Why Follow This Rule?

This rule ensures you don’t overstretch your finances while fulfilling your dream. It keeps your monthly expenses balanced, avoids debt traps, and lets you enjoy life stress-free while owning your dream car.

Key Takeaways:
• Plan and save for a 40% downpayment before buying.
• Choose a shorter loan tenure to save on interest.
• Align your EMI with your income to avoid financial strain.

Imagine cruising in your Mahindra Thar, knowing you’ve made a smart financial decision! With a little planning, you can make your dream a reality without sacrificing your financial stability.

💡 Ready to drive home your dream car? Start using the 40/4/25 Rule today!

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