Super-money: Why everyone wants to be everything in Finance

00:00 Introduction to the Capitalmind Podcast
01:17 The One-Stop-Shop Banking Model
04:42 The Rise of Specialized Players in Finance
10:29 The Challenge of Serving the Poor in Banking
14:15 Challenges in Banking Growth and Technological Blindspots
21:46 Innovations and Challenges in Serving NRIs
27:57 The Rise of Bajaj Finance: The Power of Reputation and Regulatory Relationships
37:46 Approaches of Startups vs. Established Institutions on Regulation
39:23 The Paradox of Over-Regulation and Its Impact
41:57 Quirks of Compliance in the Financial Sector
45:27 The Lending Conundrum: The Intricacies of Lending and Its Challenges
57:54 The Indian Bankruptcy Code Explained
01:08:16 Solutions to Regulatory Challenges
01:14:24 The Future of Fintech and Regulatory Evolution
01:18:51 Concluding Thoughts on Financial Innovation and Regulation

The idea that companies in finance want to do everything from payments to lending to broking to investments, is strange - why not just be good at one thing. It's a simple explanation, it turns out.

Find out more about the business of money in a language you can easily understand, through the words of Deepak Shenoy and Shray Chandra

(And an awesome new studio!)

Capitalmind manages Rs. 1700+ cr. as a SEBI-registered PMS, and has quantitative investing strategies that use extensively tested factor data to invest into stocks. Our flagship Adaptive Momentum strategy has outperformed the market indices over 5+ years.

More about us: https://cm.social/pms
Schedule a call with us : https://cm.social/pms-connect

Deepak’s Twitter: @deepakshenoy
Shray’s Twitter: @shraychandra
Capitalmind Twitter: @capitalmind_in

Deepak's first book: http://amzn.to/3CgkGea