American Family Buys a Home In Portugal// Our Experience Purchasing in the Silver Coast of Portugal

Good Afternoon Friends!

Well....we bought a house! I was going back and forth debating on whether or not I wanted to create a video about our experience with our house purchase. Mainly because....I feel like our experience isn't the norm, but I decided to share it anyway. I would rather have you learn from my experience and be aware of what isn't the norm!

A few short months after moving to Portugal, we decided to start looking at homes. We even looked at homes in Lagos! We absolutely love it there and put an offer on one home. Boy would this Youtube channel be so different had we moved there. Luckily, our offer wasn't accepted and the owner had countered. We took some time to explore the area some more; really narrowing down if it was a livable city for us (not just for vacation). We then realized that Lagos didn't fit our needs/want list. So back to Caldas some more!

We moved into our rental (in Foz do Arelho) which then gave us some time to find the perfect home. It was a mere two months after we moved into our rental that we found our new home. Can I tell you how hard it is to find a home with more than 4 bedrooms? I never thought having 3 kids would make home buying in Portugal difficult, but apparently, I have a "large" family 😂. Coming from a family of 7, I find that funny to say.

❤️ Reason Why We Bought in Caldas da Rainha ❤️

I've been asked why we chose to buy in Caldas versus staying in Foz. Although we loved living by the beach, we found that we rarely went there. My husband and I would have lunch at the beach every other week, but our daily activities are always in Caldas. So it just made sense for us to buy there.

🏦 Banks 🏦

We use Novo Banco with our home loan. Although our closing process was a bit lengthy and at times frustrating, we have been happy with their service so far. We have used the Caldas branch in a few different occasions and the manager and staff have gone out of their way to help us. So in the future, I would recommend going in person if you want to apply for a home loan with them. If we had done that initially, I believe the process would have been completely different 💕

Anyway, grab some popcorn, use the bathroom and get ready for a very long chat.

⭐️ Mortgage Info ⭐️

https://www.expatica.com/pt/housing/b...

https://www.idealista.pt/en/news/fina...

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ABOUT US:

Hi! My name is Josie. My husband and three kids decided to move to the Silver Coast of Portugal after living in the United States for our entire life. Follow us as we discover the amazing region of the Silver Coast.Hope you enjoy our journey.

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