2 से 80 लाख तक लोन के फायदे! सरकार ने खोले AGI Fund के दरवाजे

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2 से 80 लाख तक लोन के फायदे! सरकार ने खोले AGI Fund के दरवाजे #Army Group Insurance Fund #AGI_Fund

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COMMUNIQUE
ARMY GROUP INSURANCE FUND
WELFARE SCHEMES
Sustenance Allowance Scheme (Revised wef 01 Jun 2023). 12,000/- per month per child for upto two specially abled children of service personnel who die in harness while in service. Eligibility conditions are as under:-
⚫ Extent of disability as certified by medical authority, must not be less than 40%.
Child must be unable to earn a living.
Disability of the child should manifest itself before the death of the service pers while in service.
The disabilities covered in the scheme are as follows:-
• Autistic Spectrum Disorders.
Cerebral Palsy.
Mental Retardation.
Multiple Disabilities such as Blindness, Low Vision, Leprosy, Hearing Impairment, Locomotor Disability and Mental illness
House Building Advance (HBA)
•
Maximum HBA of 80 Lakhs, ₹ 35 Lakhs, ₹ 30 Lakhs is permissible for Officers, JCOS and OR respectively for purchase/ construction of house.
HBA for purchase of plot and construction of house on it (one integrated project) is also permitted.
Rate of Interest (ROI) is at 7.5% pa for Officers and 7% pa for JCOS/OR.
Duration is upto 20 years or 6 months before retirement in present rank whichever is earlier.
In addition HBA for Repair/ Alteration is also permissible for 20 Lakhs to all members.ROI on repair/ alteration of existing house is 8% pa for Officers and 7.5% pa for JCOS/OR. Both types of advances can be availed concurrently. On completion of 1st HBA for purchase/ construction of house, 2nd HBA is now permitted for balance amount at same rate of interest @ 7.5% for officer and 7% for JCOS/OR.
The HBA application has now been simplified alongwith reduction of pre approval documents required for ease of members.
Conveyance Advance (CA)
⚫ Four Wheelers 20 Lakh for Officers and 10 Lakh for JCOS/OR.
Four Wheelers (EV) 25 Lakh for Officers and 15 Lakh for JCOs/OR.
Two Wheelers 10 Lakh for Officers and 2 Lakh for JCOS/OR.
•
ROI on all types of CA is 8.25% pa.
•
CA is permissible only three times in entire service out of which four wheeler advance is restricted to two times. Personal Computer Advance (PCA)
•
Maximum amount for PCA is ₹ 2 Lakh (wef Apr 2024) (Officer on commissioning and JCOs/OR on completion of 2 years of service) for all members.
ROI is 8.5% pa.
Second PCA may be availed on liquidation of first.
Contact Us: AGIF

Army Group Insurance Fund (AGIF) was established on 1st January 1976 as a self administered, self sustaining Scheme.
No financial assistance is provided to AGIF from Government.
To run the Scheme as self run and self sustaining it was registered as a Society with the Registrar of Societies, Delhi Administration
under Registration of Societies Act XXI of 1860. AGIF is an independent society and does not fall under purview of Government of
India.

14
Baatcheet August 2024


Our AIM is to serve the nation.
JAI HIND JAI BHARAT

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