The Power of Fixed Index Annuities for Retirement: Key Benefits and Market Growth Explained

The Fixed Index Annuity is often overlooked as a valuable retirement tool, offering benefits like principal protection, guaranteed income, tax deferral, and market participation. Join Troy Sharpe® as he interviews industry experts Laurence Black and Branislav Nikolic of The Index Standard® about the expanding realm of fixed indexed annuities (FIAs) within retirement planning, unpacking their nuanced benefits, market trends, and evolving complexities. 

You’ll walk away with a comprehensive understanding of FIAs, including their role as stable components in retirement portfolios, the significance of volatility-controlled indices, and the crucial need for clear guidance amidst misconceptions. With expert analysis and a focus on real-world applications, this interview equips viewers with the knowledge to navigate the intricacies of FIAs confidently, empowering them to make informed financial decisions for their retirement futures.

Jump right in:
00:00 Introduction to Fixed Indexed Annuities (FIAs)
02:22 Understanding the Index Standard and Its Purpose
05:02 Exploring Fixed Indexed Annuities and Their Value Proposition
07:37 Unpacking the Misunderstood Nature of Fixed Annuities
09:34 Value Proposition of Fixed Indexed Annuities for Retirement Planning
13:25 Expansion of Index Choices in Fixed Indexed Annuities
17:53 Stability and Predictability with Risk Control Indices
18:53 Impact of Index Evolution on Fixed Indexed Annuity Market
22:17 Benefits and Features of Fixed Indexed Annuities
25:36 Understanding Crediting Strategies and Index Options
42:46 Navigating Consumer Choices and Decision-Making
45:40 Historical Performance and Market Expectations
46:44 Diversification Strategies
48:15 Role of Carriers and Product Development
52:43 Understanding Product Illustrations and Realistic Expectations

➡️ Do you need a Retirement Success Plan that goes beyond allocating funds to truly fit your needs? We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or fill out this form for a free consultation: https://click2retire.com/power-of-fias

Read more about The Index Standard® here: https://www.theindexstandard.com/abou...

✉️ Receive retirement financial planning insights straight to your inbox monthly here: https://click2retire.com/yt-newsletter

🎥  Subscribe to our channel to keep learning here: https://click2retire.com/subscribe

Disclaimer:
This content expresses general views and is for educational purposes only. It should not be considered an offer or solicitation to buy or sell securities, nor is it personalized investment, tax, or legal advice.
“Peace of Mind," "Safety," “Principal Protection,” “Lifetime Income, “Guaranteed Income,” or other guarantees are associated with fixed insurance products. No such language refers in any way to investment advice, investment advisory products, securities, or recommendations provided by Oak Harvest Investment Services. Investing involves risk. Rates of return are not guaranteed unless otherwise stated. All guarantees are dependent on the financial strength and claims-paying ability of the issuing insurance company. Guarantees may be subject to various restrictions, limitations, or fees, which can vary depending on the issuing insurance company. Annuities have limitations and are not appropriate for all circumstances or individuals. They are not intended to replace emergency funds or to fund short-term savings or income goals. A fixed indexed annuity is not a stock market investment and does not directly participate in any stock or equity investment.
Investing involves the risk of loss and past performance is never a guarantee of future returns. The strategies discussed may not be right for you, and your personal circumstances should be considered carefully before the adoption of any investment or tax strategy. Indexes such as the S&P 500 are not available for direct investment.
Investment Advisory services provided through Oak Harvest Investment Services, LLC. Insurance services provided through Oak Harvest Insurance Services, LLC. Oak Harvest Financial Group is not affiliated with any government agency. 
Hypothetical outcomes do not reflect actual results and are not guarantees of future results. Any index references herein are unmanaged and cannot be directly invested into. Past performance is no indication of future results. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing or tax savings strategy will be successful. Advisory services are provided through Oak Harvest Investment Services, LLC, a registered investment adviser. Insurance services are provided through Oak Harvest Insurance Services, LLC, a licensed insurance agency.